Financial Bloggers

House flipping can be a tedious process, especially with today’s fluctuating markets. The key is to save as much money possible during the flipping process to maximize the end return. So what are some good ways to save a bit of cash whilst still achieving a quality finish? Here we will look at the top 12 ways to save money whilst house flipping.

1. Buy in the right market

Never buy an investment property during a market high, should a slump occur soon after purchase, the financial fall will be devastating. Buy during a medium to low market.

2. Buy … Click here to read more

African currencies are hardly considered significant when it comes to forex trading and global markets, but with a single currency being proposed by the African Union for implementation in 2023, it’s worth speculating about what it could mean for the continent.

The hypothetical names being proposed are the Afro and the Afriq. Interestingly, the suggestion of a single currency, though rejected as impractical at the time of suggestion, was originally made by Muammar Gaddafi. The unpopular warmonger also wanted a single military force and passport system, but his monetary idea obviously planted a seed that’s been steadily growing.

The African … Click here to read more

Saving for retirement can be difficult, especially for those with low-wage jobs. Deciding how much to save when you’re living paycheck to paycheck can be stressful at best. What you need to consider is that the earlier you begin saving, the earlier you’ll be able to retire. No one wants to work until their 70!

Here are retirement saving strategies that everyone can utilize:

1. Direct Deposit
Find out if your employer is willing to split your direct deposit into two accounts; most are. Putting money into a separate account in this manner often works best because you never “see” … Click here to read more

There will be a time in your life as an entrepreneur that you may have to take out a small business loan. For many in this day and age getting a loan is not far from a reality that will be met at some point in their future. This isn’t necessarily a bad thing, in many cases a business loan is to be used to make simple upgrades or expansions in an existing locale. It is best to use a business loan rather than dipping into your own personal finances or that of the business. By getting a small … Click here to read more

Being laid-off can be one of the most stressful, depressing times of your life; if you let it. This is one of the few times in our nation’s history when people are staying on unemployment for over a year, only to find it run out before they’ve found a new job. How you survive unemployment depends on the way you approach the situation.

While no one on unemployment can remain upbeat 100 percent of the time, the more positive your outlook, the better you will feel both physically and mentally. When you get down, and you inevitably will, taking proactive … Click here to read more

Glowing academic credentials are simply not enough for a recent college graduate to land in a competitive workplace. An increasing number of employers are putting a premium on hiring candidates with work experience. This is true even for positions traditionally considered as entry-level jobs. Internships are a standard step to getting your foot in the door in many industries, including finance and business jobs.

Working with finance staffing agencies to land a job with top finance companies is easier for job candidates who have completed an internship first. An internship boosts your chances of getting noticed and landing a job … Click here to read more

According to the Wall Street Journal, accounting is currently one of the most recession-proof career tracks you can have, and one that will continue to be in demand for decades to come.

The fields of accounting and finance will never go out of style, given the fact that all businesses, regardless of their specific industry or scale, need the services of accountants in their operations. As the world continues its moves towards globalization, the finance industry will be one of those that experience the largest growth.

Having a skilled and well educated CPA in your business is undoubtedly an asset, … Click here to read more

Debt settlement is a process which can help you to get out of your debt troubles. If you are suffering under the burden of debt, you should take steps to get out of your debts as soon as possible. By doing this you will not only lead a more peaceful life, you will also gain financial stability. If you are being unable to pay back your debts you can end up in serious financial trouble such as bankruptcy. Being delinquent on your debts for more than 3 months gets recorded in your credit report and your credit score falls. Thus … Click here to read more

Silver and gold are both precious metals, but gold has always had a certain appeal to prospectors, investors and collectors which is almost always categorically greater than silver. So does silver, metaphorically speaking, glitter to the likes of gold?

Gold and silver are similar in a lot of respects. They are both metals, easy moved, difficult to counterfeit for those that know what to look for and exchangeable. But what is the appeal gold has over silver that makes it so much more valuable in monetary terms?

Gold is more transportable in that it takes more ounces of silver to … Click here to read more

There’s plenty of informal financial advice out there. Like any other area of life, money has its fair share of folk wisdom. Is any of it much use?

Clichés abound in financial advice, but clichés have often become what they are for a reason. Sometimes they are wise observations that have become banal through repetition; at other times they are misguided or simply wrong. The trick is knowing which is which, and in what circumstances. Here are ten to think about.

1. Look after the pennies and the pounds will look after themselves.

This is sound financial advice. Small savings … Click here to read more